Cost of Investing in different asset classes

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To earn FIRE, one should invest. We all know this. In this article we will see what are the costs related to it. In india, SEBI is the market regulator, under its guidelines all the investments and securities will work. For different investments, they are different types of costs involved. Underlying asset maybe the same, even if type is also same costs associated with it may vary.
For example: Mutual funds have exit load and NAV maintenance charges which direct equities doesn't have which in turn hold these equities in them. And Regular mutual fund and direct mutual fund, underlying equities their weightages everything is same except that they are charged different. It is always advisable to have direct mutual fund if you think direct equities are not your cup of tea.
So let's get to learn asset and it's costs.

Direct equities costs:

LTCG/STCG(Long/ Short Term Capital Gains)
Brokerage charges:
Exchange transaction Charges:
Securities Transactions Tax:
Stamp duty:
Demat account annual maintenance charges:

Mutual fund costs:
They will have more than above mentioned charges for direct equities. If your financial planner is asking you to buy mutual funds then he is selling you mutual funds and taking care of his own finance priority than your finances.


Above picture shows 10000 which grows at 10% and how different expense ratios eat up your return.

However situation is changing, now a days there are funds with as little as 0.03% expenses ratio in India. 

Comparison between direct equities and mutual funds coming soon

Cost of investing in real estate:
As real estate investment is capital intensive, 

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